15705. Credit Cards Versus Debit Cards. This term paper provides a comparative overview and analysis of the use of bank credit cards versus bank debit cards. The paper provides trends and statistics of the usage of each type; discussion of the various types of debit cards; some of their disadvantages to certain consumers; fees charged by banks for their use; fees merchants must pay; merchant dissatisfaction with some of these fees; discussion of the growth of debit cards and the role they can be expected to play in the future. 13 pages, 37 footnotes, 19 bibliographic sources.