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Search by topic:   15704. Profitability & the Changing Structure of Banking. An analysis of the reasons why U.S. banks have done so well, profit-wise, in the mid- to late-1990's and beyond, despite increasingly tough competition from non-bank financial institutions. Focuses on the effects of interest rates, general economic conditions, mortgage investments, bank credit cards, venture capital funding, ATM's and Internet banking, and merchant banking. 10 pages, 40 footnotes, 30 bibliographic sources.   $70 Copyright 1998-2018 Berkeley Research